PRE-APPROVED BEFORE YOU DRIVE ANYTHING
Pre-approval $0, rates from 6.49% APR, terms up to 72 months, no prepayment penalty
A decision in about 10 minutes
Financing
Eleven lenders at one desk, from Spokane credit unions to national banks. A soft credit check shows your real rate in about ten minutes, in writing, before anything touches your score.
INCLUDED
A soft-check pre-approval, from home or on the lot
Offers from up to eleven lenders, side by side
The rate, the term and the total cost in writing
No prepayment penalty on any loan we arrange
NOT INCLUDED
A markup on the rate: you get the lender’s rate
Add-ons folded into the payment
A decision in about 10 minutes
THE NUMBERS
Pre-approval, soft credit check
$0
FIXED
APR, credit 720 and up
6.49%
APR
APR, credit 680 to 719
7.99%
APR
APR, credit 620 to 679
10.9%
APR
APR, credit under 620
14.9%
APR
APR, first-time buyer program
9.49%
APR
Loan processing fee
$0
FIXED
Prepayment penalty
$0
FIXED
Monthly payment, $20,000 over 60 months at 6.49%
$391
FROM
GAP coverage, life of the loan
$595
FIXED
Documentary service fee
$200
FIXED
Dealer add-ons: etching, nitrogen, sealant
$0
FIXED
Market adjustment
$0
FIXED
Refundable deposit to hold a car, 48 hours
$500
FIXED
Card fee on deposits
$0
FIXED
ON THE LOT
STRAIGHT ANSWERS
Does pre-approval hurt my credit?
Can I bring my own bank or credit union?
What if I’m a first-time buyer?
ASK ABOUT
Financing
from 6.49% APR
A decision the same day
WA LICENSED DEALER, BONDED $30,000, 90-DAY WARRANTY
G 4.9, 410 reviews